A posting of mine in the Star Tribune discussion group.

http://ww2.startribune.com/user_comments/comments.php?d=asset_comments&asset_id=27340044&section=/politics/national/president

For once I heard of a story negative of the democrats on the Star Tribune first.
My congratulation to the Star Tribune. The "credit card trap" tends to it the natural constituency of democrats hardest, the young, the less educated and those without adequate financial reserves. Making it easier to collect credit card debt makes credit card companies more likely to offer "easy" credit. It would be interesting to see if Biden every recused himself from a vote on credit reform because of his son's employment in the industry. If not, this could be "fun". My main current issue is the the bar smoking ban with my http://freedomtoact.com but when I talk with young people I try to discuss credit cards. Typically, they agree with my premise but say it is hard to break the habit. As for me my credit card max was $3K but now I am debt free, paid off the mortgage on http://searshouse.com in under 20 years and was able to retire from civil service at age 57.